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input[type=checkbox]{width:18px;height:18px;margin:1px 0 0;accent-color:var(--skif-blue);cursor:pointer;flex:none}.skif-check__text{font-size:13px;line-height:1.5;color:var(--skif-text)}.skif-seg{display:flex;gap:10px}.skif-seg--stack{flex-direction:column}.skif-seg__btn{font-family:inherit;font-size:14px;font-weight:500;height:44px;min-height:44px;padding-inline:18px;flex:1;border-radius:var(--skif-r-sm);background:#fff;border:1px solid var(--skif-line-2);color:var(--skif-ink);cursor:pointer;transition:background var(--skif-e),border-color var(--skif-e),color var(--skif-e)}.skif-seg__btn:hover{border-color:var(--skif-line-hover)}.skif-seg__btn.is-active,.skif-seg__btn[aria-pressed=true]{background:var(--skif-blue);border-color:var(--skif-blue);color:#fff}.skif-seg__btn:focus-visible{outline:none;box-shadow:var(--skif-focus)}@media(max-width:560px){.skif-seg{flex-direction:column}}.skif-tab{font-family:inherit;font-size:13px;font-weight:600;height:34px;padding-inline:14px;border-radius:var(--skif-r-pill);background:#fff;border:1px solid var(--skif-line-2);color:var(--skif-text);cursor:pointer;transition:background var(--skif-e),color var(--skif-e),border-color var(--skif-e)}.skif-tab.is-active,.skif-tab[aria-pressed=true]{background:var(--skif-ink);border-color:var(--skif-ink);color:#fff}.skif-accordion{display:flex;flex-direction:column;gap:10px}.skif-accordion__item{background:var(--skif-tint);border:1px solid var(--skif-line);border-radius:var(--skif-r);transition:background var(--skif-e),border-color var(--skif-e),box-shadow var(--skif-e)}.skif-accordion__item.is-open{background:#fff;border-color:var(--skif-line-2);box-shadow:var(--skif-sh-1)}.skif-accordion__btn{font-family:inherit;width:100%;background:none;border:0;padding:20px 22px;display:flex;align-items:center;justify-content:space-between;gap:16px;cursor:pointer;text-align:left;font-size:17px;font-weight:600;color:inherit}.skif-accordion__btn:focus-visible{outline:none;box-shadow:var(--skif-focus);border-radius:var(--skif-r)}.skif-accordion__chevron{flex:none;line-height:0;color:var(--skif-muted);transition:transform var(--skif-e),color var(--skif-e)}.skif-accordion__item.is-open .skif-accordion__chevron{transform:rotate(180deg);color:var(--skif-blue)}.skif-accordion__panel{padding:0 22px 20px}.skif-accordion__panel[hidden]{display:none}.skif-accordion__panel p{margin:0;font-size:14px;line-height:1.6;color:var(--skif-text);max-width:760px}.skif-timeline{display:flex;gap:18px}.skif-timeline__rail{width:2px;flex:none;margin-block:6px;border-radius:2px;background:linear-gradient(180deg,#2450c8,#d9285c)}.skif-timeline__list{display:flex;flex-direction:column;gap:22px}.skif-timeline__title{font-size:16px;font-weight:600;margin-bottom:5px}.skif-timeline__text{font-size:13px;line-height:1.55;color:var(--skif-text)}.skif-header{height:var(--skif-header-h);padding-inline:32px;display:flex;align-items:center;gap:32px;background:#fff}.skif-header__logo{width:132px;height:auto;flex:none}.skif-header__nav{display:flex;gap:26px;align-items:center;flex:1}.skif-header__item{display:inline-flex;align-items:center;gap:6px;font-size:15px;font-weight:500;color:var(--skif-ink);text-decoration:none;cursor:pointer;transition:color var(--skif-e)}.skif-header__item:hover{color:var(--skif-blue)}.skif-header__phone{font-size:15px;font-weight:500;color:var(--skif-ink);text-decoration:none;transition:color var(--skif-e)}.skif-header__phone:hover{color:var(--skif-blue)}.skif-header__actions{display:flex;gap:10px;align-items:center}.skif-header__actions .skif-btn{--_h: 40px;--_px: 18px;--_fs: 14px}.skif-announce{display:flex;align-items:center;gap:10px;padding:12px 32px;background:var(--skif-blue-050);border-top:1px solid var(--skif-blue-border);color:var(--skif-ink);font-size:14px;text-decoration:none;transition:background var(--skif-e)}.skif-announce:hover{background:#e3ebff;color:var(--skif-ink)}.skif-announce__cta{color:var(--skif-blue);font-weight:600}.skif-submenu{padding:28px 32px;border-top:1px solid var(--skif-line);background:#fff}.skif-submenu__grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:12px}.skif-submenu__link{border:1px solid var(--skif-line);border-radius:var(--skif-r-sm);padding:14px 16px;font-size:14px;font-weight:500;color:var(--skif-ink);text-decoration:none;transition:border-color var(--skif-e),background var(--skif-e),color var(--skif-e)}.skif-submenu__link:hover{border-color:var(--skif-blue);background:var(--skif-blue-050);color:var(--skif-blue)}.skif-footer{background:var(--skif-footer);color:#fff;padding:56px var(--skif-gutter) 28px}.skif-footer__top{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:start}.skif-footer__cta{display:flex;flex-direction:column;gap:20px;max-width:460px}.skif-footer__title{font-size:30px;font-weight:700;line-height:1.15;letter-spacing:-.02em}.skif-footer__lead{margin:0;font-size:15px;line-height:1.55;color:#ffffffd1}.skif-footer__note{font-size:13px;color:#ffffffb3}.skif-footer__cols{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:28px}.skif-footer__col{display:flex;flex-direction:column;gap:12px}.skif-footer__col-title{font-size:15px;font-weight:600}.skif-footer__social{display:flex;gap:10px}.skif-footer__social a{width:38px;height:38px;border-radius:50%;background:#ffffffe6;color:var(--skif-footer);display:flex;align-items:center;justify-content:center;transition:background var(--skif-e),transform var(--skif-e)}.skif-footer__social a:hover{background:#fff;transform:translateY(-2px)}.skif-footer__legal{margin-top:36px;padding-top:18px;border-top:1px solid rgba(255,255,255,.28);display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;font-size:12px;color:#ffffffbf}@media(max-width:900px){.skif-footer{padding-inline:var(--skif-gutter-mobile)}.skif-footer__top{grid-template-columns:1fr;gap:32px}.skif-footer__cols,.skif-submenu__grid{grid-template-columns:1fr 1fr}}.skif-modal{position:fixed;inset:0;z-index:50;background:var(--skif-scrim);display:flex;align-items:center;justify-content:center;padding:20px;animation:skif-fade var(--skif-e-modal) ease-out}.skif-modal[hidden]{display:none}.skif-modal__dialog{background:#fff;border-radius:var(--skif-r-lg);padding:32px 36px;width:640px;max-width:100%;max-height:88vh;overflow:auto;display:flex;flex-direction:column;gap:18px;box-shadow:var(--skif-sh-modal);animation:skif-pop var(--skif-e-modal)}.skif-modal__head{display:flex;align-items:flex-start;justify-content:space-between;gap:20px}.skif-modal__title{font-size:28px;font-weight:700;line-height:1.2;letter-spacing:-.02em}.skif-modal__close{font-family:inherit;width:34px;height:34px;flex:none;border:0;border-radius:var(--skif-r-sm);background:#f1f3f7;color:var(--skif-text);display:flex;align-items:center;justify-content:center;cursor:pointer;transition:background var(--skif-e),color var(--skif-e)}.skif-modal__close:hover{background:#e4e8ef;color:var(--skif-ink)}.skif-modal__close:active{background:#d7dce6}.skif-modal__row{display:grid;gap:16px;grid-template-columns:1fr 1fr}.skif-modal__submit{align-self:center;min-width:220px;height:48px}.skif-modal.is-mobile .skif-modal__dialog{width:380px;padding:24px 20px;gap:14px}.skif-modal.is-mobile .skif-modal__title{font-size:22px}.skif-modal.is-mobile .skif-modal__row{grid-template-columns:1fr;gap:14px}.skif-modal.is-mobile .skif-modal__submit{align-self:stretch}.skif-modal.is-mobile .skif-seg{flex-direction:column}@media(max-width:700px){.skif-modal{padding:0;align-items:flex-end}.skif-modal__dialog{width:100%;padding:24px 20px;gap:14px;max-height:92vh;border-radius:var(--skif-r-lg) var(--skif-r-lg) 0 0}.skif-modal__title{font-size:22px}.skif-modal__row{grid-template-columns:1fr;gap:14px}.skif-modal__submit{align-self:stretch}}@keyframes skif-pop{0%{opacity:0;transform:translateY(10px) scale(.985)}to{opacity:1;transform:none}}@keyframes skif-fade{0%{opacity:0}to{opacity:1}}@keyframes skif-spin{to{transform:rotate(360deg)}}@media(prefers-reduced-motion:reduce){.skif *,.skif *:before,.skif *:after{animation-duration:1ms!important;animation-iteration-count:1!important;transition-duration:1ms!important}}.skif-grid{display:grid;gap:16px}.skif-grid--2{grid-template-columns:repeat(2,minmax(0,1fr))}.skif-grid--3{grid-template-columns:repeat(3,minmax(0,1fr))}.skif-grid--4{grid-template-columns:repeat(4,minmax(0,1fr))}.skif-grid--5{grid-template-columns:repeat(5,minmax(0,1fr));gap:12px}.skif-grid--6{grid-template-columns:repeat(6,minmax(0,1fr));gap:12px}.skif-stack{display:flex;flex-direction:column;gap:16px}.skif-row{display:flex;align-items:center;gap:10px;flex-wrap:wrap}@media(max-width:1100px){.skif-grid--5,.skif-grid--6{grid-template-columns:repeat(3,minmax(0,1fr))}.skif-grid--4{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:700px){.skif-grid--2,.skif-grid--3,.skif-grid--4,.skif-grid--5,.skif-grid--6{grid-template-columns:1fr}}